BdE Innovation Hub · In force

Banco de España Innovation Hub

Direct channel for fintech and RegTech firms to engage with the central bank.

Overview

A non-binding dialogue space where firms can clarify the regulatory treatment of innovative projects with the Bank of Spain.

Why it matters

Reduces uncertainty for RegTech vendors building solutions that touch payments, banking and prudential reporting.

Impact on RegTech

Speeds up supervisory clarity on AI, open finance, instant payments and AML tooling.