Andréas Hobbelin is the founder of Iniciativa RegTech España (Spain RegTech Initiative), an independent industry platform mapping and advancing regulatory technology, compliance innovation and digital trust across Spain.
He has more than 15 years of operational experience in anti-money laundering, financial crime prevention, KYC, sanctions, fraud and regulatory technology across European and international markets. His work focuses on the practical intersection of AML, GDPR, digital identity and payment standards — and on translating regulatory expectations into operational, technology-enabled controls.
Areas of expertise
- Anti-money laundering and counter-terrorist financing (AML/CFT)
- KYC, CDD, EDD and beneficial ownership
- Transaction monitoring and sanctions screening
- Financial crime risk assessment and SAR/SOS reporting
- Real estate AML, including Spanish Law 10/2010 obligations
- Payment standards including ISO 20022, SEPA Instant and Verification of Payee
- Data protection (GDPR / LOPDGDD) in regulated environments
- Digital identity and eIDAS 2.0
- RegTech strategy, vendor selection and operational implementation
Industry experience
Fifteen-plus years across banking, payments, e-money, FinTech and real estate, with hands-on experience designing compliance operating models, deploying RegTech and engaging with European and Spanish supervisors.